Every state requires car insurance for drivers on the road, and regulations are different from state to state. In New Mexico, a driver is required to have at least a minimum of liability auto insurance. This provides an amount to cover bodily injury or death of people in an accident and a separate amount to cover property damage. However, that amount may not cover everything in the case of an accident. And some drivers don’t even have the legally required insurance. If you’ve been in a collision with a driver who doesn’t have any or adequate coverage, Hinkle Law Offices can help.
Why Insurance Coverage Matters
Every driver is required by law to have at least liability auto insurance. That doesn’t include uninsured or under-insured driver collision insurance. This means that if you’re driving around with the state-required insurance coverage and you’re struck by someone who doesn’t have it, you could still be looking at out-of-pocket expenses.
Uninsured drivers have no insurance to cover the costs of your repairs and medical pills. Under-insured drivers don’t have enough coverage to pay the entire cost. Does that mean you should be responsible for paying the price of someone else’s mistake? Not at all.
Get Help Today
If you have the legally required insurance coverage and you were not at fault for the accident, there’s no reason you should be forced to pay out-of-pocket expenses. You’re already dealing with enough when it comes to getting repairs, medical treatment and dealing with loss of earnings while you can’t work.
Let Hinkle Law Offices help you get the compensation you deserve from responsible parties who didn’t obey the law and get the necessary insurance coverage. If you or a loved one has been involved in an auto accident, contact us today and we’ll start helping you examine your legal options.