You pay for insurance coverage to ensure that repairs to your vehicle—or someone else’s—will be handled in the event of an accident. When one happens, you exchange insurance information so that the damage done will be paid for by the appropriate party. But what do you do when someone has insurance that can’t cover the full amount of your damages? What if you have medical expenses? Hinkle Law Offices can help.
What Does Under-Insured Mean?
When an accident occurs, the insurance of the responsible party is supposed to cover both repairs and medical expenses. Many people get uninsured motorist coverage, but don’t consider looking for additional policies to cover under-insured motorist damage. And if you didn’t get that extra coverage, you could be looking at out of pocket expenses to pay for repairs and medical bills that the responsible party’s insurance can’t cover.
If someone’s caused you extensive injury and damaged your vehicle to the point that their insurance policy can’t pay for the expenses, do you really think that it’s your responsibility to pay for it yourself? Absolutely not.
Experts Who Will Fight for You
An under-insured motorist is not your responsibility to handle. You have enough to focus on already with your injuries and needing your vehicle repaired. The last thing you need is to worry about taking money out of your own pocket to cover damages incurred. Or using your valuable time to chase the person down in order to get the compensation you deserve.
Hinkle Law Offices will fight for your legal rights. We gather the facts and focus on getting the best possible result for our clients. If you’ve been in an accident with an under-insured motorist, contact us today. We’ll help you.