New Mexico has a problem with uninsured motorists on the roads. That is why the state mandates that insurance companies offer uninsured motorist coverage in addition to minimum liability coverage. With uninsured motorist coverage, you should never have to bear the financial burden of your recovery. However, getting compensation may take a fight. The attorneys at The Hinkle Law Office are ready to fight and get you the justice you deserve.
Uninsured Motorists Statistics
In the State of New Mexico, nearly 30% of all drivers do not have the mandatory minimum liability insurance coverage. Their presence on the road puts others at risk of significant property damage, medical expenses and more in the event of an accident.
How Uninsured Motorist Coverage Works
Usually after an auto accident, the victim’s property damage, personal injury and/or wrongful death claims are negotiated with the at-fault party’s insurance company. A fair settlement may be reached without ever entering a courtroom.
However, if the at-fault driver has no insurance, your uninsured motorist insurance applies to cover eligible expenses. Depending on your policy, eligible expenses may include:
- Property damage
- Prescription drugs
- Rehabilitative therapy
Some insurance coverage may even allow compensation for pain and suffering and lost wages. An experienced auto accident attorney can review your policy to determine what expenses you may claim.
Fighting Unreasonably Denied Uninsured Motorist Claims
If your insurance provider denies your uninsured motorist claim, Hinkle Law Offices, P.C. can help. Our attorneys have years of experience negotiating with insurance companies. We provide the TUF representation you need to get the compensation you deserve. We strive to obtain a fair settlement outside of court, but we are not afraid to pursue your case to trial if necessary. Contact Hinkle Law Offices in Albuquerque to schedule a free initial consultation.