Insurance coverage is essential for all motorists in New Mexico. In the event you’re involved in an accident on a motorcycle, insurance can pay for any injuries and property damage you incur. However, the motorist responsible for the crash must have the proper coverage to ensure you’re compensated.
Unfortunately, not all drivers take their insurance responsibilities seriously, which can greatly impact accident victims. And because motorcycle accidents are often severe, you may need extensive funding to cover medical payments and lost wages. In this event, Hinkle Law Offices, LLC can help you navigate the process to ensure the negligent party is held accountable for their actions.
Like many other states, New Mexico requires all drivers to carry a certain amount of liability coverage. This insurance pays for injuries and property damage when a crash results from negligence. Mandatory minimum insurance amounts are as follows:
Drivers who lack the appropriate liability coverage can be subject to harsh fines and loss of license. However, accident victims can also suffer from other motorists’ lack of insurance, as they can be left without the necessary funds to cover damages after an accident.
You may be able to use your own insurance coverage to help pay for injuries and property damage. Uninsured/underinsured driver policies can help immensely in these situations, as they can provide the funds that would have been afforded via the other party’s liability coverage. You can also pay for vehicle damage with your own collision insurance, while medical payments coverage can pay for costs related to your injuries.
In the event you lack these types of insurance, you may need to file suit against the other driver to recoup your losses. Accordingly, you must have the proper legal representation to ensure that your case has the best possible chance of success.
If you’ve been injured by an uninsured driver in Albuquerque, remember that you don’t have to go it alone. Here at Hinkle Law Offices, LLC, we have extensive experience with motorcycle accidents, which means we’re fully equipped to provide reliable representation. We also know how to navigate cases involving underinsured and uninsured motorists.