Representing Motorcycle Riders Across New Mexico

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Bodily Injury Liability

Even seemingly minor car accidents can lead to major injuries, including spinal damage that can leave you impaired for some time. As a result, accident victims must have the proper support when pursuing damages for car accidents, as these funds must be sufficient to cover things like medical bills, lost wages, and other crucial expenses.

If you’re involved in an accident in Albuquerque, Hinkle Law Offices, LLC is here to help. We assist clients in recouping losses related to driver negligence, which can have a devastating impact on the lives of victims. Additionally, we also make it a point to educate our clients on things like insurance laws, including bodily injury liability.

Understanding Bodily Injury Liability Requirements

In New Mexico, drivers must carry a certain amount of liability coverage to ensure they can pay for accidents. Bodily injury liability coverage is one facet of mandatory car insurance, and the state has specific rules about how much insurance a driver must carry:

  • Bodily Injury Liability (One Person) – $25,000
  • Bodily Injury Liability (Two or More People) – $50,000
  • Property Damage Coverage (Per Accident) – $10,000

The funds provided by bodily injury liability insurance cover all costs related to the injuries that result from an accident. In addition to covering medical costs the victim might incur, negligent drivers must also cover things like lost wages, which are often a factor when injuries are severe and lasting.

What Happens When Drivers Lack Essential Insurance Coverage

Unfortunately, not all drivers take their insurance responsibilities seriously. In the event you’re involved in an accident with one of these drivers, you may find yourself in an uphill battle as you pursue compensation.

In some cases, your own personal insurance can pay for injuries if you have certain coverage (such as medical payments insurance, which covers your injuries and the injuries of any passengers). If you lack this coverage, you will need to file a lawsuit against the negligent party. A lawsuit can help you recoup funds for medical costs, as well as wage replacement until you can return to work.

Why You Need an Attorney to Navigate Your Accident Claim

Accident cases are often quite complex, which is why you must have a personal injury attorney by your side during the process. Here in Albuquerque, Hinkle Law Offices, LLC has established a reputation for going the extra mile on behalf of our clients.

Please call (505) TUF-HELP to schedule your free initial consultation. You can also contact us to learn more.

Hinkle Rides. Hinkle Knows.

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