All workplaces pose some risk of injury, from construction sites to offices. In the event of an injury at work, employees must understand their rights when it comes to compensation. You may even be tempted to file suit against your employer for the unsafe conditions that led to your injuries. This guide explains your rights and what you can do after being injured at work.
How Workers’ Compensation Works
Workers’ compensation is a type of insurance that most employers in New Mexico must have. According to the law, any business with three or more workers must carry this form of insurance. If an employee gets injured during the course of work, they are eligible to receive compensation to cover lost wages and medical expenses.
Workers’ compensation policies benefit both employees and employers. By purchasing a policy, businesses remain compliant with the law. They’re also safeguarded against legal liability, even in cases where negligence plays a role in a person’s injury.
When Employees Can Sue Their Employers for Work-Related Injuries
There are a few limited circumstances in which a person can sue after being injured at work. If the employer fails to implement a sufficient workers’ compensation policy, it may be vulnerable to legal action in the event of worker injury. Additionally, if you believe that your employer was intentionally trying to harm you on the work site, you may have a case on your hands.
It’s also possible to sue a third party, such as an equipment manufacturer, for any deficiencies that contributed to your injury. In this instance, you can collect benefits and file a lawsuit against the responsible party.
How to Proceed After a Work Injury
It’s best to report your injury to your employer as soon as possible. You must also seek medical attention to create a record of your injuries. While you may need to visit the doctor your employer chooses, you can also follow up with your own doctor to get a second opinion.
In the event your claim is denied, it may be time to secure legal counsel. You may also have questions about other personal injury topics, such as premises liability. Our team at Hinkle Law Offices has years of legal experience, including work injury cases. We can help you navigate challenging legal issues and ensure you receive the compensation you deserve.